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Investment Strategy

How to Budget for a Plot Purchase in India

3 min • Mar 2026

Beyond plot cost — stamp duty, registration, legal fees and other costs to budget when buying a plot.

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Beyond the plot cost, factor in: (a) stamp duty + registration + transfer duty (~6% in Telangana), (b) legal opinion and documentation fees, (c) brokerage if applicable, (d) future fencing / boundary wall costs, and (e) annual property tax.

Maintain a contingency of 8–10% of plot cost for incidental and post-purchase expenses.

Avoid stretching to the point that there is no liquidity buffer left after registration.

For Janaharsha plots in Ibrahimpatnam, RRP Realty provides a working cost estimate that includes registration and government charges.

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